tag:blogger.com,1999:blog-37248244.post7996377032037522882..comments2024-03-08T05:08:55.233-05:00Comments on EYE ON MIAMI: Insurance Award Miserable Mistake Governor Rick Scott. Guest Blog by UninsuredGeniusofdespairhttp://www.blogger.com/profile/01105559930040615945noreply@blogger.comBlogger13125tag:blogger.com,1999:blog-37248244.post-49480661451991511122014-04-02T11:23:05.908-04:002014-04-02T11:23:05.908-04:00I sell People's Trust Insurance as well as a t...I sell People's Trust Insurance as well as a ton of other companies. My job is to inform my clients of the way they handle claims and their "Rapid Response Team". Some clients want low rates no matter what! All of my clients get educated on the pros and cons and we figure out, together, if PT is right for them. Independent Agentnoreply@blogger.comtag:blogger.com,1999:blog-37248244.post-41138444889491499572014-03-21T12:46:26.895-04:002014-03-21T12:46:26.895-04:00You are both right about paying off the mortgage. ...You are both right about paying off the mortgage. As you pay your mortgage down, your mortgage payment gets smaller and smaller, and your insurance should just cover the reduced mortgage amount until it is completely paid off. Once the mortgage is gone, you save your money to self insure in case of a hurricane. And you are out of the rat race.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-37248244.post-80459628248850353872014-03-21T08:45:51.821-04:002014-03-21T08:45:51.821-04:00I almost bought a policy from PTI. Changed my mind...I almost bought a policy from PTI. Changed my mind after doing a web search on them, and reading some of the reviews by clients who'd filed claims.<br />If you got dropped by them, it's a good thing.<br />Other than Citizens, try Amica or Florida Peninsula.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-37248244.post-51931962052178925922014-03-20T23:44:46.159-04:002014-03-20T23:44:46.159-04:00Any ideas on a company? It was the first time I h...Any ideas on a company? It was the first time I had bought insurance .... Other than car. I did not realize I was going to be stuck with there contractors.Uninsurednoreply@blogger.comtag:blogger.com,1999:blog-37248244.post-31181022380307543632014-03-20T20:30:18.561-04:002014-03-20T20:30:18.561-04:00Did you bother to read the policy you bought from ...Did you bother to read the policy you bought from Peoples Trust. Their Rapid Response Team is a scam. If you make a claim, it's their construction company doing repairs to their liking and specifications on your home. You probably won't get replacement of anything close to what you had.<br /><br />Be happy you didn't live through a catastrophe with them.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-37248244.post-19270694458683712542014-03-20T18:59:56.715-04:002014-03-20T18:59:56.715-04:00agree with poster above - do all possible to pay d...agree with poster above - do all possible to pay down your mortgage as fast as you can and don't buy more windstorm than your mortgage amount ..and yes , re-stating the obvious make sure you do all you can to stop another term for Capt. Fraudster Scott miaexilenoreply@blogger.comtag:blogger.com,1999:blog-37248244.post-58104642734523462002014-03-20T16:19:38.318-04:002014-03-20T16:19:38.318-04:00I was offered "Peoples Trust" as an opti...I was offered "Peoples Trust" as an option and thought the name reeked of scam. Anybody that calls themselves "Peoples Trust" can most likely not be trusted. Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-37248244.post-43802505387620457012014-03-20T12:08:13.041-04:002014-03-20T12:08:13.041-04:00I beg to differ with your statement that the gover...I beg to differ with your statement that the governor is a sucker. We are the suckers, he is the "suckee". In addition, I don't really know what we can be called if we re-elect him in 2014lGrillonoreply@blogger.comtag:blogger.com,1999:blog-37248244.post-58512935204534409132014-03-20T11:22:36.893-04:002014-03-20T11:22:36.893-04:00It is a racket. The strategy has to be to pay off...It is a racket. The strategy has to be to pay off the mortgage and save the old insurance payments to self-insure. It is the only workable strategy in this environment.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-37248244.post-70965900216405089582014-03-20T09:20:53.423-04:002014-03-20T09:20:53.423-04:00I live in Monroe county. People's trust doesn&...I live in Monroe county. People's trust doesn't write there, but I received that letter from citizens. I am already paying more in insurances than mortage every month--- even if I pay my house off, I will still have to pay out 1500.00 a month, before my next renewal adjusts my payment. <br /><br />Not to be snotty, the house has stood there since 1972, it has never flooded and it has Monroe county residentnoreply@blogger.comtag:blogger.com,1999:blog-37248244.post-9081270020966013992014-03-20T09:14:21.447-04:002014-03-20T09:14:21.447-04:00There is a spot on the insurance commissioners web...There is a spot on the insurance commissioners website that allows you to estimate the best prices by county. (that link has changed over the years from listing all companies available for you zip, to one based on a 300000 house, which i dont own. )<br /><br />These guys are not on it. Farm bureau was the number one insurance listed. I went to farm bureau web site and they have a thing written inAnonymousnoreply@blogger.comtag:blogger.com,1999:blog-37248244.post-46548336544695454592014-03-20T08:50:55.556-04:002014-03-20T08:50:55.556-04:00I'm glad I saw this piece about PeoplesTrust. ...I'm glad I saw this piece about PeoplesTrust. I was about to consider them as an option to Citizens. I just received this eerie letter from Citizens describing the Potential Surcharges and Assessments that I may be potentially subjected to upon my policy renewal and urging me to seek alternative policy options. As a homeowner of a house over 50 years old, I have been led to believe that Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-37248244.post-55437445276121254862014-03-20T08:10:39.735-04:002014-03-20T08:10:39.735-04:00The hand in glove working together of business and...The hand in glove working together of business and government.<br /> Aren't we all glad to be part of this free enterprise business model????Anonymousnoreply@blogger.com